Life Insurance


Life insurance is a contract between an individual and an insurance
company where the insurer guarantees a sum of money to be paid to
designated beneficiaries upon the death of the insured person. In
exchange for regular premium payments, the insurer provides financial
protection to the insured’s family or dependents, helping them cope with
the financial impact of the insured’s death. Some life insurance
policies also offer benefits for critical illness or disability.

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